I still remember how one of psychiatrists correctly noticed - what if someone would like to change a race?
Not sure if there is a correlation. Just personal biased observation - I had met only several transgender persons but all of them had co-existing mental health diagnosis.
The most important information is missing in this piece: a numeration for reimbursement for such activity
"... and that they will be subject to tax – leaving trainees with just £11,000"
Bursary IS a subject to tax- you get between 10-11k as a lump sump.