Asthma linked to GORD
Last year I completed a lengthy and complicated medical report (PMA) for a life insurance company on behalf of a patient. He is almost certainly uninsurable because of his adverse lifestyle and medical history and he was duly turned down.
He then applied to the Lutine Assurance Company of Birmingham and was told to get a copy of his GP's previous report and send it to Lutine. I phoned this company and was told quite candidly that 'it would be cheaper this way as they would not have to pay me for a medical report'!
My LMC confirmed to me that I had a legal requirement to give my patient a copy of the initial report so I had no option but to acquiesce. This might be legal but it seems to me to be an immoral way to do business.
Has any other GP been involved in a similar scenario?
Dr Vic Bradbury