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GPs' pension anomaly needs sorting out

I'm writing regarding GMS pensions contributions. I read annex B to TN6/2008 dated 29 January 2008 and would point out an apparent anomaly under which the contribution rate is applied to the whole pay rate.

This seems to me unfair and against natural justice. An extra £1 pensionable pay could cost a doctor an extra £1,000 in contributions.

For example, using 2006/7 pay rates, a pensionable pay of £99,999 would bring a new contribution for 2008/9 of 7.5% - or £7,500. But a pensionable pay of £100,000 brings a new contribution of 8.5% - or £8,500.

Has this been considered in drawing up this scheme? Is there any chance it could be changed to a much fairer system as, for example, with income tax or National Insurance class 4 contributions?

If not it will surely only be a matter of time before someone mounts a legal challenge.

Dr Paul Stewart, Kidderminster, Worcestershire

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