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Independents' Day

How to handle life medicals

I refer to the item headlined 'Fairer rate for life medicals' (March 10). Just to stir the 'pot', GPs should note that most often:

 · A medical takes 15 minutes and not 30 minutes as stated.

 · An ECG can be reported as 'within normal limits', but ECGs are seen by the medical adviser to the insurance company who will read them himself anyway.

 · Extra tests clearly need time, but avoid sending blood tests through the post on Fridays or bank holidays as after 24 hours, probably less, the sample has deteriorated, the interpretation becomes difficult, and many proposers will be labelled as potential alcoholics due to raised liver enzymes.

Dr CRW Gill

Medical adviser to

three life insurers

Walton on Thames


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