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Headline

Locum GP? Watch out for the new pension trap

Comment

The reality is even worse than this article states. A gap of 1 month between salaried posts will lead to annualising too. And if you change status from salaried to locum or locum to salaried during the year then both income streams are annualised even if there is no break in service. This almost inevitably puts you in a higher contribution tier. It might also apply to someone who just quits during the year, a new GP starting a salaried job in August, or is ill, or retires. Krishan Aggarwal of the sessional GPs committee is on to this. Also see the threads on GP Survival and NASGP facebook pages. Looks to me that this was badly drafted and has unintended consequences but the powers that be don't want to lose face and admit it.

Posted date

30 Jan 2018

Posted time

2:20pm

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