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Leaked NHS memo warns pensions errors may affect 'large proportion of GPs'


Nothwestdoc When you opt out of the NHS pension you maintain all benefits you’ve accrued up until the point you opt out. The pension is kind of put on ice until you retire. I did this in 2015 and will receive a 1995 section pension up to the value I had reached in 2015, at my retirement. It isnt great but it’s something. Mean time I’m making my own pension arrangements. I felt back then that the NHS pension was too complex (especially as a Locum) and it was being used by the government as a tool to shackle Drs to the NHS. I also reasoned you cannot trust the government with your pension. By a shear random act of luck for me I chose to opt out about a month before Capita took over administration of the NHS pension. At that time I needed to change performers list and Capita were utterly incompetent in doing this and it took a year. I can only asume their incompetence was on an equal scale with pensions, only it’s taken longer for it to come out...being the nature of pensions , they move slowly. Thank god I left when I did. I’ve come to realise, if you think something is wrong/up/incompetent within the NHS is probably is, what’s more it’s probably a whole lot worse than you first imagined.

Posted date

18 Oct 2018

Posted time