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How changes to scheme pays may help cut your NHS pension tax bill


Technically not correct. The NHS pensions annual allowance is not based on the contributions made but the growth in the pension value from one year to the next as the scheme is a defined benefits scheme. So growth can be in excess of contributions made if you have a large pot and more so if cpi is high in any given year. So in effect you are paying tax now on money you may never get in the future if you happen to die!

Posted date

14 Nov 2018

Posted time