This site is intended for health professionals only

At the heart of general practice since 1960

GP drivers most likely to make car insurance claims

GPs are more likely than any other professional to make a car insurance claim, according to research from an insurance company.

The research by found that 28.6% of GPs had made a claim in the past five years, more than double the national average for all professions.

The study into more than six million quotes between January and November last year showed that eight of the top nine professionals most likely to make insurance claims were health workers.

Hospital consultants came just below GPs, with 26.2% making a claim, and one in four clinical psychologists had made claims.

Professor Andrew Smith, expert on occupational and health psychology from Cardiff University’s School of Psychology, said: ‘It’s not surprising to see that medical professionals had the highest proportion of claims in this study. 

‘Healthcare is typically considered a highly stressful occupation, which could explain why GPs and other health professionals seem to make more insurance claims than others.’


Readers' comments (5)

  • Yet another reason to take the pension ( what remains of it ) and run?

    Unsuitable or offensive? Report this comment

  • A stupid report - no adjustment for time spent on the road (GPs drive around more than hospital nurses in the day), no adjustment for claims v accidents - ie car broken into for doctors' bag etc.

    This is just nonsense.

    Unsuitable or offensive? Report this comment

  • GP`s do house visits in some very deprived areas. There are areas I cover almost daily on home visits which Insurance companies will not insure my car if I lived there. One of our GP`s had his car stolen from the surgery car park- keys nicked from his coat pocket in the surgery!
    Best is police won`t tell us which of our patients nicked it for "confidentiality reasons" as they found it later. We very likely still have them as our patient. No wonder GP`s have higher claims.
    Wonder if the Ombudsman considers "stealing own doctors car" as a valid reason for removing someone from their list.

    Unsuitable or offensive? Report this comment

  • just a bit of advice to make sure you are insured for business use and personal. i split mine 50:50. not sure how they would actually find out in the event anyway but ins companies will try anything to get out of a claim.

    Unsuitable or offensive? Report this comment

  • Yes, most companies will do SDP+Business for very little (if anything) extra...

    Unsuitable or offensive? Report this comment

Have your say